# Why

Bitcoin - the most popular cryptocurrency today was created with the original purpose of becoming a global electronic currency. The Bitcoin whitepaper published in 2008 was titled "Bitcoin: A Peer-to-Peer Electronic Cash System". That means the purest and most basic application of cryptocurrencies is for payments, especially cross-border payments, due to its easy-to-use, cheap, fast, convenient, and safe characteristics.&#x20;

Since then, cryptocurrencies have evolved to become much better. We have Ethereum, which is a "programmable" currency using smart contracts. We also have many stablecoins with a constant value, like USDT (1 USDT = 1 USD).

As technology enthusiasts, especially in blockchain and cryptocurrency technology, we are delighted to see this technology being increasingly applied in daily life. However, you may also notice that this technology is rapidly evolving in various directions. Among these, a significant portion of users view this technology as a form of gambling with activities like trading or as a means to make money quickly through applications like play-to-earn and run-to-earn (where some people can earn money, but others may lose money). The prevalence of cryptocurrency-related scams has also left a sour taste for many people, leading them to harbor negative feelings towards this technology.

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Having analyzed the essence and practical applications of cryptocurrencies, we are both sad and happy. We are sad because the cryptocurrency technology hasn't been invested in the right direction by the startup community. How many people know how to use cryptocurrency to buy a cup of coffee, a plane ticket, or a handbag? Very few. How many businesses provide technological solutions for cryptocurrency users to use cryptocurrency for payments? Very few. We are happy because this presents an opportunity for us to improve this situation and create real value for society and users, which is **cost-effective payments**.&#x20;

So, how are we going to achieve this?







