> For the complete documentation index, see [llms.txt](https://fizenio.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fizenio.gitbook.io/docs/help-center/fizen-card/fees-and-limitations.md).

# Fees and Limitations

#### Fees

Below are the standard card fees. Some fees may be waived or discounted based on your plan benefits. See [Benefits](https://fizenio.gitbook.io/fizen-docs/help-center/fizen-card/benefits) for details.

<table data-header-hidden><thead><tr><th width="199.5810546875">Category</th><th width="252.5625">Fee</th><th></th><th data-hidden>Unit</th></tr></thead><tbody><tr><td><strong>Category</strong></td><td><strong>Standard Fee</strong></td><td>🌸 <strong>Applicable Now</strong></td><td><strong>Unit</strong></td></tr><tr><td>Adventure Virtual Card Issuance Fee</td><td>9.99 USD</td><td>Free for pre-registerded users</td><td>Per Card</td></tr><tr><td>Monthly Active Card Maintenance Fee</td><td>$0 for >$500 spending volume ($1.5  for &#x3C;$500 monthly spending volume)</td><td>Free <em>(first month)</em></td><td>Per Card</td></tr><tr><td>FX Fee <em>(applied for non-USD payments)</em></td><td>1%</td><td>1%</td><td>Per Transaction</td></tr><tr><td>Crypto &#x3C;> Fiat Conversion fee</td><td>0.5%</td><td>0.5%</td><td>Per Time</td></tr><tr><td>Fee for small transaction &#x3C;$50</td><td>0.5 USD </td><td>0.5 USD</td><td>Per Transaction</td></tr><tr><td>Close Card Fee</td><td>2 USD</td><td>2 USD</td><td>Per Card</td></tr><tr><td><p>ATM Withdrawal Fee </p><p><em>(For physical card)</em></p></td><td>2 USD + 1.5%</td><td>Free <em>(first withdrawal up to $200/ month</em>)</td><td>Per Transaction</td></tr></tbody></table>

#### Limitations

| Type                   | Limit           |
| ---------------------- | --------------- |
| Amount per transaction | 150,000 USD     |
| Daily Spending         | 1,000,000 USD   |
| Monthly Spending       | 1,000,000 USD   |
| ATM daily withdrawal   | 100,000 USD     |
| ATM monthly withdrawal | 200,000 USD     |
| ATM daily count        | 3 transactions  |
| ATM monthly count      | 30 transactions |