Fees and Limitations

Fees

Below are the standard card fees. Some fees may be waived or discounted based on your plan benefits. See Benefits for details.

Category	Standard Fee	🌸 Applicable Now
Adventure Virtual Card Issuance Fee	9.99 USD	Free for pre-registerded users
Monthly Active Card Maintenance Fee	$0 for >$500 spending volume ($1.5 for <$500 monthly spending volume)	Free (first month)
FX Fee (applied for non-USD payments)	1%	1%
Crypto <> Fiat Conversion fee	0.5%	0.5%
Authorization Fee (For transaction <$50)	0.5 USD	0.5 USD
Close Card Fee	2 USD	2 USD
ATM Withdrawal Fee (For physical card)	2 USD + 1.5%	Free (first withdrawal up to $200/ month)

Limitations

Type	Limit
Amount per transaction	150,000 USD
Daily Spending	1,000,000 USD
Monthly Spending	1,000,000 USD
ATM daily withdrawal	100,000 USD
ATM monthly withdrawal	200,000 USD
ATM daily count	3 transactions
ATM monthly count	30 transactions